ANALYZING SEVERAL FACTORS THAT INFLUENCE PEOPLE TO MAKE LOANS ONLINE

Sari, Marta Widian and Novrianto, Andry (2020) ANALYZING SEVERAL FACTORS THAT INFLUENCE PEOPLE TO MAKE LOANS ONLINE. JHSS (Journal of Humanities and Social Studies), 4 (2). pp. 179-184. ISSN 2598-120X

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Abstract

Abstract. The purpose of this study was to determine the influence of cultural factors and psychological factors on people's decisions to apply for online loans (fintech) with religious factors as an intervening variable. The population in this study were the people of West Sumatra. The research sampling method was 100 people using quota sampling. Data processing with SmartPLS 3.0. The results of this study are Cultural Factors mediated by Religious Factors on Community Decisions to Apply for Online Loans (Fintech) and Psychological Factors mediated by Religious Factors on Community Decisions to Apply for Online Loans (Fintech). Keywords: cultural factors; psychological factors; community decisions to apply for online loans (fintech); religious factors

Item Type: Article
Subjects: 0 Research > Ekonomi dan Bisnis
Divisions/ Fakultas/ Prodi: Fakultas Ekonomi dan Bisnis
Depositing User: Ryan Ariadi A.Md
Date Deposited: 22 Nov 2023 07:23
Last Modified: 22 Nov 2023 07:23
URI: http://repository.upiyptk.ac.id/id/eprint/8215

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